Micronest
Finance

Run your group. Stay in control.

Everything your SACCO, chama, or MFI needs: contributions, loans, dividends, and instant member communication via WhatsApp, SMS, and announcements. No spreadsheets.

Trusted by groups across East Africa
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SACCOs, chamas and MFIs already running on Micronest

Member Communications

Live
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WhatsApp Reminder
Hi Mary, your August contribution of KES 2,000 is due on the 5th...
Sent to 48 members, 2 min ago
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Announcement
Elimu SACCO AGM is on 20th Aug at 2pm. Attendance is mandatory...
Delivered to all 312 members
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Bulk SMS
Loan repayment of KES 5,400 due in 3 days. Pay via M Pesa...
Scheduled for tomorrow at 8:00 AM
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Dividend Alert
Your 2024 dividend of KES 8,750 has been credited to your account.
All members notified yesterday
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WhatsApp Updates

Automatic contribution reminders, loan alerts and meeting notices sent straight to members’ WhatsApp.

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Bulk SMS

Reach every member instantly with repayment reminders, balances, and emergency alerts in one blast.

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Announcements

Post AGM notices, policy changes and group updates that members see the moment they open the app.

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Contributions and merry go round

Track monthly table banking rounds, chama merry go rounds and M Pesa reconciliation automatically.

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Loan Management

Issue loans, track repayment schedules, calculate interest and flag overdue accounts without a spreadsheet.

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Dividends & Statements

Calculate and distribute dividends, generate member statements, and export reports ready for your AGM.

Up and running in 3 steps

Get your chama, SACCO, or microfinance institution running today.

1

Create your organization

Register your chama, SACCO, or MFI, set up branches, and invite staff with role based access.

2

Add your members

Import members in bulk or add them individually. Organize into groups and set up loan and savings products.

3

Manage and communicate

Track loans and savings, send WhatsApp and SMS updates, and monitor contributions from one dashboard.

Ready to power your
chama or SACCO?

Join organizations using MicroNest for chamas, microfinance, and SACCOs.